Total 36 finance analyst job vacancies in Finance / Banking / Insurance category in mandaluyong city philippines

Job Summary:

The Credit Analyst plays a pivotal role in the assessment and evaluation of financial information provided by applicants, utilizing a comprehensive set of criteria to make recommendations to Management regarding the credit viability and creditworthiness of customers. This position also assists the Credit Manager in enforcing credit policies and internal control measures.

Duties and Responsibilities:

Customer Credit Evaluation and Customer Master File Maintenance:

1. Ensure the submission of complete documentary requirements by the Customer before commencing credit evaluation, as specified in the Customer Application Form (CAF).
2. Conduct timely and thorough credit investigations by verifying information provided in the CAF through communication with the customer's top Suppliers and Banking Institutions. Whenever possible, perform on-site inspections of the applicant's site, farm, store, office, and residence to assess their financial capabilities, in addition to financial statement analysis.
3. Verify the signing, notarization, and provision of Credit Line Agreements (CLA) to new customers. In cases where agreed credit limits change or increase, ensure that a new CLA is prepared to cover these changes. Maintain these CLAs in a Customer File for future reference, alongside the submitted required documents.
4. Ensure the prompt setup and creation of accounts in the CRM Salesforce and SAP (Systems Application and Products) to be used by various departments for order processing.
5. Monitor the development of delinquent accounts, and if necessary, oversee the account turnover to legal, with credit analysts or credit specialists handling this process.
6. Act as the company's representative in legal collection activities, with the credit analyst or credit specialist having full responsibility in such cases.
7. Maintain regular visits to customers, providing updates to the company on any changes in the customer's business compared to the time of application. Assist the team in addressing concerns related to Accounts Receivable and offer recommendations and proposed solutions.
8. Monitor the risk coverage in relation to available collateral (BG, SBLC, REM) and advise the AVP & VP for Sales when credit limits exceed the collateral provided. Seek approval for collateral offerings.
9. Ensure the necessary Loan Agreements (Real Estate Mortgage, Truck Loan Agreement, Gilt & Repop Loans, Ready to Lay (RTL), and Building Loan Agreements) are signed, notarized, and registered with the Registry of Deeds.
10. Assist the Sales department in verifying and evaluating Real Estate Properties offered as collateral before accepting them.
11. Seek approval to secure professional assistance for real estate assessment to make appropriate recommendations on provided credit limits.

Reporting:

1. Ensure the accurate and timely submission of month-end reports on Customer Set up, emphasizing the timeliness and accuracy of Customer Set up.
2. Submit Customer Visit Reports to AVP & VP for Sales and the Credit Management Team in a timely manner, sharing findings and recommendations resulting from customer visits.
3. Provide information on property description, location, and valuation regarding Real Estate evaluations conducted prior to accepting property as collateral, coordinating with professional assessors.
4. Report any delays in the submission of CLAs and Loan Agreements by the Customer, Territory Business Managers (TBMs) and Key Accounts Managers (KAM) to the Credit Management Head and F&N and Agri Business Sales Heads.

Engage with bilingual (English and Spanish) customers through voice channels to address inquiries, concerns, and requests related to mortgage products, services, and account information
•    Provide accurate and comprehensive information about mortgage options, interest rates, loan terms, and other relevant details to assist customers in making informed decisions
•    Assist customers in navigating online platforms and self-service tools, guiding them through account setup, payments, document submission, and other activities
•    Collaborate with internal teams to resolve complex customer issues; escalate cases as necessary
•    Handle all interactions professionally, efficiently, and in compliance with company policies and industry regulations.
•    Maintain detailed records of customer interactions, transactions, and inquiries using the company's CRM system
•    Identify opportunities for upselling or cross-selling additional mortgage products and services based on customer needs
•    Stay updated on industry trends, product updates, and company policies to provide accurate information to customers
•    Participate in ongoing training to enhance product knowledge, communication skills, and customer service techniques
•    Contribute to a positive team environment by sharing insights and best practices to improve overall customer satisfaction

Salary: P90,000 to P130,000 (Monthly Package)

Schedule: Monday – Friday  (09:00 AM - 06:00 PM EST)

What are we looking for?

Skills Required:

• Bachelor's degree in Finance, Real Estate, Economics, or related field
• 5+ years of experience in commercial real estate analysis or financial analysis
• Advanced proficiency in Microsoft Excel, including complex financial modelling, pivot tables, and data analysis
• Strong understanding of commercial real estate fundamentals, including property valuation, leasing, and market dynamics
• Experience with real estate financial software (e.g., Argus, CoStar, RealPage) is preferred
• Excellent analytical and problem-solving skills
• Strong attention to detail and ability to manage multiple projects simultaneously
• Effective communication skills, both written and verbal
• Knowledge of real estate capital markets and investment structures

Nice to Have:

• Master's degree in Real Estate, Finance, or MBA
• CFA, CCIM, or other relevant professional certifications
• Experience with data visualization tools (e.g., Tableau, Power BI)
• Familiarity with AI and machine learning applications in real estate analysis

What will you do?

• Conduct comprehensive financial analysis of commercial real estate properties and portfolios
• Develop and maintain complex financial models using Excel for property valuation, cash flow projections, and investment analysis
• Perform market research and competitive analysis to support investment decisions
• Prepare detailed reports and presentations on property performance, market trends, and investment opportunities
• Assist in due diligence processes for potential acquisitions and dispositions
• Collaborate with asset management teams to optimize property performance and value
• Monitor and analyze key performance indicators (KPIs) for commercial real estate assets
• ·Support the development of investment strategies and portfolio management decisions

Join the awesome team and enjoy these benefits & perks:

• Work from home
• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Complimentary Sleeping Quarters, Coffee at no cost
• Complimentary Office Fitness and Wellness Facilities at no cost
• Regular Company Events, Work Life Balance, and Career growth opportunities
• Accessible location at the heart of Metro Manila --- the Mega Tower, EDSA

JOIN CONNECTOS NOW!

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our Client was established in 2009, for the purpose of purchasing distressed commercial real estate loans and properties across the United States. Since inception, our Client has acquired and actively managed over 80 assets, across 22 states and multiple property types. Our Client administers two investment funds and several separately managed accounts. To date, they has realized an average Gross IRR of ~25% on its investments.

#ConnectOS #ConnectOSCareers #TeamConnectOS

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age’, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.

Responsibilities: 

• Ensure that the company complies with local statutory and regulatory requirements of BIR, SEC, PEZA, BOI, LGU. 

• Main point person during compliance audit with BIR and LGU. 

• Conduct or direct the internal investigation of compliance issues. 

• Helps maintain records of all financial transactions ensuring accuracy and completeness. 

• Consult with corporate legal counsel as necessary to address difficult legal compliance issues. 

• Collaborate with Human Resources, Payroll, Legal, Finance and other departments to ensure the consistent implementation of compliance practices. 

• Liaise with government agencies for compliance completion. 

• Ensure that company’s policy and procedure is align with to-date regulations. 

The Finance Analyst will prepare workpapers, journal entries, and reconciliations for selected programs. The senior accountant will have ownership over the economics for their select programs ensuring accuracy.

Schedule: Monday – Friday (9:00 AM - 6:00 PM AEST)

What are we looking for?

Skills Required:

• Bachelor's Degree
• Prior experience in the AU broking/banking/mortgage industry and exposure to consumer credit is preferred.
• Has s strong analytical skills been essential for assessing financial statements, credit risk, and asset valuations.
• Need to be proficient in financial modeling, cash flow analysis, and financial statement interpretation.
• Deep understanding of commercial real estate markets, industry trends, and economic factors that impact credit risk.
• Excellent verbal & written communication to be able to convey credit analysis findings and recommendations to stakeholders.
• Has the ability to meticulously review financial documents and assess credit risk factors.
• Needs to be familiar with lending regulations and compliance requirements.

Nice to Have:

• Certificate IV Financing & Mortgage Brokering

What will you do?

• Review and analyze the creditworthiness of commercial borrowers and the associated assets, such as commercial properties or business assets. This involves evaluating financial statements, cash flow projections, credit reports, and other relevant documents.
• Assess the risk associated with the commercial mortgage loan application. This includes analyzing the borrower's financial stability, repayment capacity, and the quality and value of the underlying collateral.
• Conduct thorough assessments of the collateral (commercial real estate, equipment, or other assets) to determine its value and marketability. This may involve property appraisals, site visits, and environmental assessments.
• Analyze the financial statements of the borrower's business, including income statements, balance sheets, and cash flow statements. The analyst assesses the business's ability to generate sufficient cash flow to cover debt service.
• Understand and evaluate the economic and industry-specific factors that may impact the borrower's ability to repay the loan. This includes assessing market trends and competitive dynamics.
• Collaborate with loan officers and underwriters to structure loan terms and conditions that align with the borrower's needs while managing credit risk effectively.
• Ensure that all lending decisions and documentation comply with federal, state, and local regulations governing commercial real estate lending.
• Communicate credit decisions, loan terms, and conditions to borrowers and other stakeholders. Analysts may also provide recommendations for improving creditworthiness when necessary.
• Recommend risk mitigation strategies, such as requiring personal guarantees, adjusting interest rates, or modifying loan covenants, to offset credit risk.
• Stay informed about commercial real estate market conditions, economic trends, and industry developments to inform credit decisions and risk assessments.
• Keeping up to date with changes in commercial lending regulations, credit analysis techniques, and best practices in the field.

Join the awesome team and enjoy these benefits & perks:

• Competitive salary package and annual performance review.
• Offering one-month paid training program to help you get up to speed and excel in your role.
• Opportunity to attend events and travel to Australia.
• Chance to earn your CERT IV in Mortgage Broking and Finance, which could be a great way to upskill and advance your career.
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• HMO (Medical, Dental and Life insurance coverage)
• Mandatory Government Benefits and 13th Month Pay
• Financial Assistance program through one of the leading FinTech Company in Philippines
• We’ve just launched a new referral bonus program where you can earn PHP 21,000 for every successful referral you make. It's a great opportunity to help friends find awesome job opportunities while earning a nice bonus for yourself.
• Regular Company Events, Work Life Balance
• Complimentary Sleeping Quarters, Coffee at no cost
• Complimentary Office Fitness and Wellness Facilities at no cost
• Accessible location at the heart of Metro Manila --- the Mega Tower, EDSA.

JOIN CONNECTOS NOW!

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our client is the largest and most progressive aggregator group across Australia and New Zealand supporting a community of over 6,000 brokers and advisers. Helping over 300,000 customers settle over $130 billion worth of loans in 2022 and reaching a collective loan book of $350 billion.

#ConnectOS #ConnectOSCareers #TeamConnectOS

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age’, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.

The finance analyst is responsible for collection, organization, interpretation, analysis, recording, documentation and dissemination of of simple to mid-complex financial data sets. The candidate will process and reconcile bank, accounts receivable, payables and general ledger related transactions with a strong focus on accuracy, timeliness, customer service and the ability to work in a fast-paced environment. The candidate will provide support and be part of the UK Finance team and will report to the Bank Reconciliation and Accounts Payable manager in London.

• Reconcile weekly bank reconciliations for different currency bank accounts within Arch Insurance Europe including Arch Syndicate
• Input, record, process, balance and maintain receipts for Arch Insurance Europe companies.
• Prepare reinsurance reconciliation.
• Assist in quarter close process and annual audit.
• Work closely with the Credit Control department in respect of identifying receipts especially non-bureau receipts.
• Ensure accurate recording and maintenance of accounting transactions.
• Liaise with internal teams to investigate and analyze regarding any receipt queries and ensure timely clearing down of suspense/control clearing cash accounts.
• Execute daily operational activity and document management.
• Perform financial analysis, reconciliation and generate key reports.
• Perform daily validation processes to ensure accuracy and compliance .
• Perform simple to mid-complex financial analysis, reconciliations, generate reports.

The finance analyst is responsible for collection, organization, interpretation, analysis, recording, documentation and dissemination of of simple to mid-complex financial data sets. The candidate will process and reconcile bank, accounts receivable, payables and general ledger related transactions with a strong focus on accuracy, timeliness, customer service and the ability to work in a fast-paced environment. The candidate will provide support and be part of the UK Finance team and will report to the Bank Reconciliation and Accounts Payable manager in London.

• Reconcile weekly bank reconciliations for different currency bank accounts within Arch Insurance Europe including Arch Syndicate
• Input, record, process, balance and maintain receipts for Arch Insurance Europe companies.
• Prepare reinsurance reconciliation.
• Assist in quarter close process and annual audit.
• Work closely with the Credit Control department in respect of identifying receipts especially non-bureau receipts.
• Ensure accurate recording and maintenance of accounting transactions.
• Liaise with internal teams to investigate and analyze regarding any receipt queries and ensure timely clearing down of suspense/control clearing cash accounts.
• Execute daily operational activity and document management.
• Perform financial analysis, reconciliation and generate key reports.
• Perform daily validation processes to ensure accuracy and compliance .
• Perform simple to mid-complex financial analysis, reconciliations, generate reports.

Junior Finance analyst is responsible for collection, organization, interpretation, analysis, scrubbing, documentation and dissemination of complex data sets.

It is key to be flexible as the tasks may change and be added to. It will be key to contribute to the continuous improvement of our processes and it will be expected that the analyst will bring ideas to the Arch team by utilizing their expertise or previous experience.

• Process bureau settlement into IRIS and process cash allocation.
• Create front sheets and process cash allocation for non-bureau premium .
• Join special projects within Finance to be cross-functional
• Communicate directly with Underwriters and Brokers for complex accounts.

About the job

We want to fill this position with a hands-on and detailed individual who can support the needs of the business as we grow as an organization with various revenue channels and payment methods.

Your assignment

• Record import related transactions/invoices in accounting system and reconcile with payments and bank statements.
• Liaise with banks and vendors on payment related enquires
• Reconciliation of GL accounts, vendor balances and archive Accounting documents
• Assist in recording of journal entries in the accounting system and support in general accounting functions and tax reporting requirements
• Other ad hoc task as assigned

Job Objective

As a Cost Data Analyst within the Supply Chain Planning, Governance and Analytics (SC-PGA), your primary responsibility will be to analyze and interpret cost data to support financial decision-making, cost optimization, and process improvement initiatives. You will work closely with cross-functional teams to gather, analyze, and present cost-related information, providing valuable insights and recommendations. This role requires strong analytical skills, attention to detail, and the ability to collaborate with stakeholders at all levels.

Key Duties and Responsibilities

• Cost Data Analysis: Collect, analyze, and interpret cost data from various sources to identify trends, patterns, and cost drivers. Conduct in-depth cost analysis and perform variance analysis to understand and explain cost fluctuations.
• Cost Optimization: Collaborate with cross-functional teams to identify cost-saving opportunities and support cost optimization initiatives. Analyze current cost structures, processes, and expenditures to identify areas for improvement and recommend cost-saving measures.
• Cost Modeling: Develop and maintain cost models to forecast and simulate cost scenarios based on various inputs and assumptions. Conduct sensitivity analysis to assess the impact of changes in key cost drivers on overall costs.
  Financial Reporting: Prepare accurate and timely cost reports, including cost breakdowns, cost allocations, and cost performance analysis. Communicate cost analysis findings and recommendations to stakeholders, including senior management.
• Process Improvement: Identify process inefficiencies, bottlenecks, and cost leakages through cost data analysis. Collaborate with process owners and stakeholders to develop and implement process improvements that enhance cost efficiency and control.
• Cost Benchmarking: Conduct benchmarking analysis to compare the SC-PGA's cost performance against industry standards, best practices, and peer organizations. Identify gaps and opportunities for cost improvement based on benchmarking results.
• Data Integrity and Quality: Ensure the accuracy, integrity, and quality of cost data by performing data validation checks, reconciliations, and data cleansing activities. Collaborate with data custodians to address data discrepancies and improve data quality.
• Stakeholder Collaboration: Work closely with finance, procurement, operations, and other cross-functional teams to gather cost-related information and collaborate on cost-related initiatives. Provide analytical support and insights to stakeholders on cost-related matters.
• Continuous Improvement: Continuously improve cost data analysis methodologies, tools, and reporting processes. Stay updated on industry trends, best practices, and advancements in cost analysis techniques.
  
   

Salary: P60,000 to P90,000 (Monthly Package)

Schedule: Monday – Friday (10:00 PM – 7:00 AM PHT)

What are we looking for?

Skills Required:

• At least 4+ years of experience on a similar role
• Expertise in investment principles, asset allocation and portfolio management.
• Background in banking and/or financial services industry
• Proficiency in Microsoft Office, especially Excel and PowerPoint.

Nice to Have:

• Familiarity with Excel VBA is a plus for tasks involving automation and streamlining coding processes.
• CFA

What will you do?

Client Reporting & Presentations:

• Draft and update client investment presentations, encompassing performance reports and market analysis.
• Maintain and update forecasting models for private investment portfolio.

Investment Database & Performance Monitoring:

• Manage the Private Investment Database, ensuring accurate cash flow reconciliation and asset value tracking.

Portfolio Analysis, Management & Modeling:

• Perform diagnostic analysis and create rebalancing plans on client portfolios and execute Monte Carlo simulations for risk assessment.

Investment Compliance & Operations:

• Ensure compliance with regulatory requirements, including AML/KYC.
• Coordinate with custodians for accurate cost basis reconciliation.
• Manage private investment subscriptions and account openings.

Join the awesome team and enjoy these benefits & perks:

• Medical, Dental Coverage and Life insurance from day 1 of employment
• Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)
• Competitive salary package and annual appraisal
• Financial Assistance Program
• Mandatory Government Benefits and 13th Month Pay
• Complimentary Sleeping Quarters, Coffee at no cost
• Complimentary Office Fitness and Wellness Facilities at no cost
• Regular Company Events, Work Life Balance, and Career growth opportunities
• Accessible location at the heart of Metro Manila --- the Mega Tower, EDSA

JOIN CONNECTOS NOW!

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our client, an American Financial Services company with over 39 years of expertise in delivering investment, financial advisory, and wealth management services, is gearing up to grow its team. They have delivered client-centric planning and sophisticated investment advice for the past four decades and is dedicated to serving client families worldwide and providing objective advice focused on our client's best interests.

#ConnectOS #ConnectOSCareers #TeamConnectOS

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age’, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.

Hi! We’re Smartsourcing, looking for a Finance Associate who can work with us full-time and on-site!

Where?

Be a part of the Smartsourcing crew